About Kyle Wilson, MBI

Kyle Wilson is a Mortgage Broker and CEO of HMCF.CA Developments, living in Kelowna British Columbia. His passion is finance, budgeting, technology, and educating clients on innovative tools and resources to create an efficient and stable financial environment. Go to hmcf.ca and contact him for financing and home renovation advice!

Do I have to Pay Capital Gains when selling property?

By |2018-06-05T16:10:08+00:00June 5th, 2018|Categories: Budget, Investment Property, Real Estate, Residential|

Do I have to Pay Capital Gains when selling property? If this property is your primary residence.  No, You will not pay capital gains when selling property on any appreciation or inflation of value that has occurred since [...]

Legal Suite vs Illegal Suite | Do Banks Really Care?

By |2018-05-23T14:37:27+00:00May 23rd, 2018|Categories: Investment Property, Mortgage, Real Estate|Tags: , , , , , , , , , , |

Legal Suite vs Illegal Suite | Do Banks Really Care? Legal Suite vs Illegal Suite In Canada it can be challenging to differentiate if a secondary suite or basement suite is a Legal suite vs [...]

Proactive or reactive in getting credit | What should you do?

By |2018-05-09T17:11:00+00:00May 9th, 2018|Categories: Budget, Credit, Finance, Mortgage|Tags: , , , , |

Should you be proactive or reactive in getting credit? Should you be proactive or reactive in getting credit? Likely if you currently have a mortgage, line of credit, or auto loan with your local bank.  [...]

Pre Approve Yourself | Qualifying for a Mortgage

By |2018-05-02T16:20:32+00:00May 2nd, 2018|Categories: Credit, Finance, Mortgage, Real Estate|Tags: , , , , |

Pre Approve yourself | Qualifying for a Mortgage | Where to Start? Pre Approve yourself | Qualifying for a Mortgage | Where to Start? How much Mortgage can I qualify for?  You may be asking [...]

Why You Should Avoid a Joint Credit Card When Possible

By |2018-04-18T17:16:08+00:00April 18th, 2018|Categories: Budget, Credit, Finance, Mortgage|Tags: , , , , , , , , , , , |

Why You Should Avoid a Joint Credit Card When Possible Avoid a Joint Credit Card when possible!  Your local bank may tell you to get a Joint Credit card because you have a Joint savings [...]

Co Guarantor Vs Cosignor | Which Option Should I Pursue?

By |2018-04-17T12:09:19+00:00April 16th, 2018|Categories: Budget, Credit, Finance, Mortgage, Real Estate|Tags: , , , , , , , , , , , |

Co Guarantor Vs Cosignor | Which Option Should I Pursue? Co Guarantor VS CoSignor You apply for a Mortgage or Car loan and the bank says “sorry you need a CoSignor”.  Without explaining WHY [...]

0 Financing | Is it worth it? | Zero Percent Loans

By |2018-04-11T17:24:39+00:00April 11th, 2018|Categories: Auto, Budget, Credit, Finance|Tags: , , , , , , |

0 Financing | Is it worth it? | Zero Percent Loans 0 Financing | Is it worth it? | Zero Percent LoansA 0 Financing loan can be a great way to #finance your next #vehicle.  [...]