It is important to remember a good Mortgage Calculator will not always give you a true picture for the cost of home ownership.  Variables such as strata fees, electrical heat, natural gas, property taxes, CMHC Canada mortgage insurance, and Property Transfer Taxes just to name a few can dramatical change how much it cost’s to own your home.  A mortgage calculator should not be your only tool.  Contact me today for a free consultation to make sure you have budgeted and accounted for each cost associated!